It is customary for the person who is receiving financing to pay the mortgage costs. A mortgage can be created simultaneously at the time of sale by adding a mortgage clause in the transfer deed or a separate mortgage instrument can be drafted. A mortgage within a transfer deed pays registration fees of 0.25 percent in registration fees and approximately 0.53 percent in documentary stamps. The notary will also charge for drafting the mortgage instrument and that fee can range from approximately 0.525 percent to 1.25 percent of the amount of the mortgage, depending on the circumstances involved.
You should know that Costa Rican real estate transactions commonly operate on a two-tiered system. Since Costa Rica land has a low property tax appraisal base in relation to market value, it is a customary practice to run property sales through at the registered value, which may be substantially lower than the actual sales price of the property. In such a case, all transfer taxes and fees discussed above would apply to the registered value as opposed to its sales price, with the exception of the notary fee. Ask your attorney about the potential risks of this practice.

Your lawyer will guide you through this process. You may need to file other documents and applications, according to the regulation under which you will be qualifying. But here you have a comprehensive overview of the process and the majority of documents you will need to obtain and file.
Prior to your arrival in Costa Rica , you must authenticate these documents at a Costa Rican Consulate:

• Birth Certificate

• Police record Note: Police record must be issued by a competent authority in the country where you and your dependents over 16 years have resided for the last 6 months before entering Costa Rica . This document will only have a 6 months validity after the date of issuance; if it expires during the processing of the application, a new one must be submitted.

• Marriage certificate (if applicable)

• Academic degrees or equivalent

• Certified copy of your passport including all pages

• Birth certificate for each dependent (if applicable)

• Letter from your prospective employer stating the terms and conditions of your contract, the salary you will earn, and your job description.

The Costa Rican consulate’s web page says: “Permanent & Temporary Residents We strongly recommend that you enter Costa Rica as a tourist. Then, you may file a petition to change your tourist status to any of the following permanent resident status:” Once you are in Costa Rica , you have 30 days to file your application to change your non-immigrant status. If you want to change your status as a Retiree, you must file the documents with the Department of Tourism (Instituto Costarricense de Turismo (ICT)), which will submit your application to the Immigration Department.

If you are filing an application as an investor or Resident with Interest and/or dividends income, you must file the documents directly with the Immigration Department of Costa Rica.

Full Description: This beautiful home has all the amenities you will ever need. A beautiful yard around the house.

Home Features
Balcony
Cable TV
Ceramic Floors
Garden
Internet
Maids Room
Mountain View
TV Room
Telephone
Terrace
Walk-in Closet

Community Features
24 Security
Association Fee
BBQ
Clubhouse
ControlledAccess
Mountain View
Playground/Park
Pool
Sports Complex

Full Description: Spacious, elegant home in a gated community in Guachipelin. Large rooms and very high ceilings. Formal dining, living room, generous family room, very large master bedroom. All BR with walk-in closets, large baths with tile to ceiling. Deluxe kitchen, laundry room, maids quarters all included. Five car garage with workshop. Excellent family home in a great neighborhood, near good access to everything. Built to high standards of quality and design.